Progressive Boat Insurance: What It Covers

by Administrator 18. March 2015 08:23

Owing to the increasing number of boating accidents reported every year, it is important to get an insurance policy that provides coverage for any loss or damage to your cruiser. Whether you have purchased a boat for personal use, such as to go out fishing with friends, or for commercial purposes you must purchase an insurance plan. Theft or damage can occur at any time to your boat and as a responsible owner you must get yourself sufficiently covered, well in time. With progressive boat insurance you can be rest assured that regardless of the circumstance, tragedy or crisis that affected your boat, you are covered financially.

Progressive boat insurance covers the following types of watercraft:

  • Sailboat
  • Mini Jet Boat
  • Personal Watercraft
  • Pontoon
  • Runabout
  • House Boat
  • Cabin Cruiser
  • Bass Boat
  • Other Fishing Boats

Coverage Options Under Progressive Boat Insurance

  • Roadside Assistance: It is helpful in the event of an unexpected breakdown of the boat trailer due to battery failure, stolen keys, flat tire, insufficient fuel, mechanical halt or entrapment in snow or mud. It provides for towing the boat to the nearest repair shop, labor costs and reparation expenses.
  • On-Water Towing: This coverage protects you in case you need to tow your boat after it is stuck or caught up in the water, has an accident, runs out of fuel or needs to be rescued.
  • Total Loss Replacement: If, in any case, you boat is completely damaged in an accident, this coverage includes paying compensation according to the present market value of the same make and model.
  • Fishing Equipment Coverage: It provides protection for fishing rods, tackle boxes, reels, electronic gear and other equipment used for recreational fishing. The coverage provided depends upon the limits of the insurance policy. 
  • Personal Effects Replacement: It provides coverage for your personal property, water sports gear, boat hoists and lifts.
  • Fuel Spills Coverage And Wreckage Removal: If your boat is sunk or damaged, it might spill fuel or oil in the water. This coverage includes paying expenses for cleaning the fuel spills and removing debris after a boat accident. 

For more information about the coverage options for Progressive boat insurance in Killeen, TX, contact Shawn Camp Insurance, Agency, Inc. at (254) 526 – 0535.

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