What Does RV Insurance Cover?

by Administrator 19. December 2014 08:12

Recreational Vehicles, or RVs, are a very useful vehicle for people who love camping or travelling across long distances. As it involves a big investment it should be insured properly. Many insurance options are available for an RV, depending upon its type and use.  Here are some of the vehicles that are covered under RV insurance

  • Class A Motorhome: A large house on wheels Class B Motorhome: Comparatively smaller, van sized vehicle
  • Class C Motorhome: Medium vehicles, called as mini-motorhomes
  • Travel Trailer: Towable mobile home attached to a trailer glitch
  • Truck Camper: Attached to the crib of a truck

What Does It Cover? 

  • Bodily Injury: This provides coverage for your medical bills in case you suffer an accident while traveling on your RV.  Collision And Comprehensive
  • Coverage: Collision coverage helps to pay the damages caused to your RV in an accident in which you are at fault. On the other hand, comprehensive coverage pays for a loss in case your RV is stolen or damaged due to vandalism, fire or falling debris.
  • Uninsured Or Underinsured Coverage: If you have damaged your RV due to an accident by an unidentified, uninsured or underinsured driver, this coverage options helps to pay for the repairs. It also meets the expenses of medical bills and lost wages and other damages caused to you or other passengers present at the time of accident. 
  • Medical Payments Coverage: It pays for the medical costs incurred by you or other victims at the time of an accident, irrespective of who is at fault.
  • Roadside Assistance: If your RV breaks down unexpectedly, this coverage option will provide help needed for towing and dropping the car to a nearby repair shop.  It also provides an increased protection that includes any expenses caused due to trip interruption in case you have traveled more than 50 miles from your home. 
  • Liability Coverage: Also known as property damage liability, it provides coverage for damage to others’ property due to an accident caused by you. We, at

Shawn Camp Insurance Agency, Inc., provide comprehensive insurance plans for your RV. Our agents will carefully analyze your needs and budget and then lay out the best coverage options for you. For more information, you can call at (254) 526-0535 or visit us at 2705 E. Stan Schlueter Loop, Suite 101 Killeen, Texas 76542.

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