Buying Car Insurance For Women

While it might sound absurd, buying car insurance for women is a completely different story than buying car insurance for a male driver, since there is an undeniable difference in how men and women drive, on an average. Statistics show that women are much less likely than men to be involved in a major accident, and when it comes to women, the major concern is of minor accidents. The following guidelines tell you how to go about buying car insurance for women-

• As a female driver, you need to take extra caution to protect your car from theft and vandalism. There are several ways you can do this, the most effective being getting an immobilizer and an alarm installed in your car. If the security system you opt for is improved by insurance companies, it shall help to bring down your insurance cost.
• Think twice before making any drastic modifications to your car. As far as possible, make sure all the accessories you have are factory-owned ones that came with the car. Anything you add on top of that is likely to up your insurance cost.
• When it comes to regular maintenance of one’s car, it is important not to neglect or ignore some important aspects of maintenance. Remember to take your car for servicing whenever it is due, and also look out for the basics. This includes keeping an eye on the condition of your car’s tyres, filling the washers, checking oil and coolant levels, etc.
• It is advised to add an experienced driver to your policy, as this might help to bring down your premium. While this might not always be the case, it is definitely worth a try. If you are requesting quotes online, you can try comparing rates when you are listed as the only driver, and when you have an experienced driver listed in addition.
• You can also discuss with your insurance company if there are any driving courses or certificates that you can attend that could help to bring down your insurance premium. Sometimes just a couple of hours on an online course can help to reduce your insurance premium by a few dollars. Also remember to keep an eye on your no-claims bonus, which can be as high as 65% in 4 years.