by Administrator
13. October 2015 12:59
Buying car insurance for teenage drivers can be quite expensive. Due to the lack of sufficient driving experience, they are more likely to get into accidents. As a result, the premiums also tend to be higher for teen drivers. However, by keeping certain tips in mind, you can considerably mitigate the insurance costs. Some of these have been discussed below:
- Keep the driving record clean: Make sure your teenager strictly follows all the driving laws. This will help him avoid any traffic violations and thus, maintain a clean driving record. It will not only help to keep them safe on the road, but also lower the insurance costs. Accompany your teenager during his first few drives to help him understand his responsibilities while driving.
- Enroll in driving courses: An insurance agency may often discounts to teens who have attended certified driving courses. Check out the list of recognized schools to enroll your teen in an accredited course. This will greatly reduce your car insurance premiums.
- Parents should set a good example: It is crucial for the parents to set a good example in front of their children. You should diligently follow the traffic rules and drive within the set speed limit. Also, you should never drink and drive. Ensure that you do not indulge in any road rage so that your teen also behaves responsibly while being behind the wheels.
- Add your teen as additional driver in your policy: The best way to save on your car insurance is including your teen in your policy rather than purchasing a separate policy. This will help you make savings and entitle your teen to the same discounts as well as privileges applicable to you.
- Get a safe car for your teen: You should make your teen drive a car that has all the latest safety equipment installed. You can further secure your vehicle by adding security features such as immobilizers, steering wheel locks, gear locks etc. This can also lower the premiums of your car insurance.
If you are looking for an affordable car insurance policy for your teenager in Killeen, TX, contact Shawn Camp Insurance Agency, Inc. We will provide you with a wide range of insurance options so you can choose the one that suits your requirements. For more information, you can call us at (254) 526 – 0535 or visit our office at 2705 E. Stan Schlueter Loop, Suite 101, Killeen, Texas 76542.
