by Administrator
13. May 2016 08:31
Insurance is mandatory for all car drivers in Killeen, specifically the young drivers as they are more prone to getting involved in accidents. However, the insurance premiums can shoot up for young drivers because of their lack of experience on the road and increased chances of filing a claim. Here are certain tips that can help young drivers save on car insurance:
- Choose your car wisely: Opting for a high performing four-wheeler will make you pay more for the insurance premiums. Expensive cars are more likely to have powerful accidents and consequently higher damages. So, it is better to buy a car in a medium price range to lower your overall insurance costs.
- Be clear about the amount of coverage you need: The amount of insurance you require depends on your driving record and usage of the car. Choose your insurance cover after considering all these factors. The most extensive protection is the comprehensive car insurance policy that covers you, your car as well as the other vehicles involved in the accident.
- Enroll in a driving course: There are various driving courses aimed at making young drivers become more proficient on the road. Enrolling in any such course can not only reduce your insurance premium but also make you eligible for discounts in certain cases.
- Pay annually: Generally, it is cheaper to pay your insurance premiums annually than on a monthly basis. Although it might seem to be a bit heavy on your pocket but you will reap its benefits in the long run.
- Have security measures in place: Lowering the risk of theft and damage will eventually reduce your insurance premium. Make sure you have the requisite security equipment installed in the car, such as gear lock, anti-lock brakes, air bags etc. Park your car in a garage or a secure off-street parking to protect it from thieves.
- Ask for discounts: If you have been insured for over a year and have not yet made any claim, you can get a rebate on the renewal of the policy. You may also be eligible for a discount if you have any other insurance policy from the same company.
We, at Shawn Camp Insurance Agency, Inc., offer a wide range of car insurance policies in Killeen, TX. For details about the coverage options, you can call at (254) 526 – 0535 or visit 2705 E. Stan Schlueter Loop, Suite 101, Killeen, Texas 76542.
