How To Reduce Home Insurance Costs

by Administrator 25. April 2019 12:01

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Reasons Your Car Insurance Claim May Be Denied

by Administrator 22. April 2019 09:06

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Mistakes To Avoid While Buying Boat Insurance

by Administrator 26. March 2019 06:05

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Guide To Choosing The Right Motorcycle Insurance

by Administrator 19. March 2019 07:16

If you own a motorcycle, it is important to get it insured. Motorcycle insurance provides a financial cushioning to the owner in case of an accident and offers coverage against liabilities like bodily injury, property damage, comprehensive & collision, medical payments etc. The choice of motorcycle insurance depends upon numerous factors like the type and size of bike, rider’s history, etc.

Following are some points that can be helpful in choosing the right motorcycle insurance:

  • Knowledge About The Requirements: Before choosing a motorcycle insurance policy, you should research about the insurance requirements mandatory in your state. Most states require the motorcycle owner to have a basic liability insurance. However, you can buy additional coverage as per your individual need. 
  • Coverage Options: It is important to have thorough knowledge of the coverage options available in the market. You can choose from various motorcycle coverage options such as comprehensive coverage, uninsured/underinsured motorist, medical coverage, roadside assistance, etc.
  • Discounts: Insurance providers may offer various discounts to their clients based on factors like a clean driving record, a motorcycle rider training course, being a part of a motorcycle rider’s organization, additional safety accessories attached to the vehicle, condition of the motorcycle etc. Ask your agent if you qualify for any discount and provide proper documentation to support your qualification.
  • Know The Factors That Affect The Insurance Premium: The cost of motorcycle insurance is governed by numerous factors including personal factors like age and occupation of the rider, experience as a rider, previous riding record, ticketing history, area of residence etc. It is also affected by the type of bike (make and model), vehicle’s security features, safety ranking of the motorcycle, average usage of the motorcycle and more. Having thorough knowledge about these factors can help you choose the right insurance plan at the right price.
  • Look Into The Process Of Filing A Claim: Before choosing an insurance plan, you should know the process of filing a claim. Ask your insurance provider about the timeline and hierarchy of claim procedure. It is important to know the details such as the point of contact for filing the claim, waiting period, deductibles etc. 

Consider the various insurance plans available for you and choose the one that offers maximum coverage and hassle-free claims process at the right price. 

Shawn Camp Insurance Agency, Inc. provides affordable motorcycle insurance in Killeen, TX. Clients can choose from a wide range of coverage options or get a personalized coverage to fit their requirements. They can also request free online quote for desired coverage. To know more about motorcycle insurance in Killeen, visit 2705 E. Stan Schlueter Loop, Suite 101, Killeen, TX-76542 or call at (254) 526-0535. 


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How Is Your Motorcycle Insurance Calculated?

by Administrator 11. March 2019 13:42

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Stolen Car Insurance Claim Process

by Administrator 28. February 2019 10:59

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Questions To Ask Your Insurance Provider

by Administrator 25. February 2019 10:55

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Motorcycle Insurance in Killeen: The Checklist

by Administrator 22. February 2019 11:49

Motorcycle insurance covers financial losses that may ensue from accidents on the road while riding a motorcycle. This insurance usually covers medical bills, third party injuries, motorcycle replacement costs, roadside assistance, state-by-state required coverage, guest passenger coverage, uninsured/underinsured motorist coverage and collision coverage. Creating a checklist before renewing or shopping for a motorcycle insurance plan can be helpful for getting it at the best price.

Following is a checklist worth considering before purchasing or renewing a motorcycle insurance in Killeen, TX:

  • Personal Information: Gather personal details such as your home address, age, occupation, annual mileage, period for which you have been a resident of the country, etc. beforehand.
  • Motorcycle Details: You should also have all the details of your motorcycle such as its make, model, year of manufacturing, current mileage, an estimate of its current value, accessories fitted and their value, modifications such as exhausts, custom painting, engine work or upgraded breaks and more. You may also be required to provide details such as where the motorcycle is parked when not in use e.g. in the garage, on the street, your driveway, etc.
  • Insurance Coverage: Details regarding the insurance coverage of your motorcycle such as whether it is a fully comprehensive coverage or limited to third party, fire or theft. You should also know the amount you have paid previously, an idea of the renewal quote you want, when you would like the coverage to start, whether you require legal coverage, plan to ride the bike overseas, require a courtesy bike or need breakdown coverage.
  • Riding History: Information regarding your riding history is also considered at the time of getting motorcycle insurance. This includes the date on which you cleared the bike test, proof of No Claim’s Discount, information about any pending convictions, refusal of insurance in the past or any special terms imposed, advanced riding courses that you have passed and the date on which you passed them.
  • Prior Accident History: In case you have a history of an accident with the motorcycle, gather details regarding the same e.g. whose fault it was, the insurance provider of the other party, amount of claim paid if any, etc.

This checklist will prepare you for smoothly proceeding with the insurance process of your motorcycle. With this information on hand, you can alternatively get free online quotes and compare prices of various insurance plans.


For further information on affordable motorcycle insurance in Killeen, TX contact Shawn Camp Insurance Agency, Inc. We are located at 2705 E. Stan Schlueter Loop, Suite 101, Killeen, Texas 76542 or call at (254) 526-0535.

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Facts About Home Insurance

by Administrator 31. January 2019 11:43

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How Traffic Violations Affect Your Insurance Rates

by Administrator 28. January 2019 11:30

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