Questions To Ask When Buying Renters Insurance

by Administrator 28. July 2017 17:44

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How To Save On Your Motorcycle Insurance Premium

by Administrator 24. July 2017 08:03

It is important to have an extensive insurance coverage for your two-wheeler so that you and your vehicle are safe on the road. However, before buying any particular insurance policy, it is essential to shop around for an optimum policy that provides maximum protection and offers a desirable monthly premium. This will help you to save money and add to your finances in the longer run.

Listed below are some many ways in which you can save on your motorcycle insurance premium:

  • Get Certification: In order to get labeled as a safe rider, enroll yourself in a training course and get the requisite certification. These courses are specifically beneficial if you are a new rider or have been through an accident lately. Safe riders are eligible for insurance discounts but the amount varies from one lender to another. However, this discount is mostly applicable once every 3 to 5 years.
  • Choose Your Bike Wisely: It is imperative to choose your bike well because this directly impacts your insurance premiums. For instance, if you have an expensive or niche bike; be prepared to shell out more money as insurance premium every month. On the other hand, an older model or a used motorbike will attract lesser rates of interest. This is because the repair and replacement costs in such cases are much lower.
  • Maintain A Clean Driving Record: Having a clean driving record basically corresponds to having fewer or no accidents, tickets and other rule violations. Most of the insurance companies offer significant discounts to drivers with a good record on the road. However, every insurance company might have its own definition of what they mean by a clean driving record. It is best to discuss with your insurance provider if you are eligible for this discount.
  • Get Multiple Policies: Opt for an insurance agency offer discounts on motorcycle insurance if you have more than one policy with them. Therefore, if you already have any ongoing policy with your insurance provider, ask if you can get discounts for maintaining multiple policies with them.
  • Select The Deductible Amount: Deductible is the amount that you need to pay from your pocket after a mishap or accident. A higher deductible on your part corresponds to lesser risk for the insurance company. This consequently brings down the insurance premium and you can save money. You need to be sure if you can cover the deductible costs without putting a dent in your budget.
  • Have Additional Security For Your Bike: Having added safety features in your bike can also bring down your premium rate. Therefore, make sure your bike is fully protected against theft, vandalism or other accidental damage possibilities. This will make you eligible for insurance discounts.

We, at Shawn Camp Insurance Agency, Inc. offer comprehensive motorcycle insurance in Killeen, TX. For more information, call us at (254) 526 – 0535.

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Car Accident: What You Should Do

by Administrator 17. July 2017 11:02

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